It is the final day of the NACA: American Dream Event at the Georgia World Congress Center.
The Neighborhood Assistance Corporation of America paired up lenders with homeowners who may be struggling with foreclosure or who are looking to re-finance to get lower payments.
Lines at Sunday's Neighborhood Assistance Corporation of America event were significantly shorter than previous events that NACA has organized in the past.
NACA Communications Director Darren Duarte said the difference in the amount of people at the events is huge.
"This time last year, we had thousands upon thousands of people trying to save their home, reduce their mortgage payment," Duarte said. "This time we're seeing some of those folks, but we're seeing a lot of people trying to purchase that dream home."
One of those people trying to buy into the American Dream is Ezequiel Martinez, who owned a home with his wife and two sons in Douglasville. But the family was unable to make $1,200 a month mortgage payments on the $140,000 home.
Martinez said he tried to come to a NACA event to save the home in 2010 but was unable to get the correct paperwork and had to foreclose. His home was later sold for about $70,000.
"We tried. We lost the house," Martinez said. "It's one of the mistakes we did."
The Martinez family decided to take part in a NACA program that helps homeowners who have had to foreclose get back into another home. The program requires that homeowners spend 24 months making certain bill payments on time. If they succeed, they can get into another home with no down payment, no closing costs and a 30-year fixed interest rate.
Martinez said, this time, his family will buy a home that is $130,00 or less, and has been approved for $850 a month mortgage payments.
"I don't want to do the mistake again so I'm going to try to get the right house and the right payment," Martinez said.
So, are shorter lines for mortgage adjustments and more interest in buying homes a sign of a better economy? Not necessarily, Duarte said. He pointed to less advertising as a possible reason, but also said he hopes the shorter lines mean that NACA has been doing its job.
The event ends at 8 p.m. Monday.
Copyright 2012 WGCL-TV (Meredith Corporation). All rights reserved.
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