Payment for hospice care is widely available. Coverage is provided by Medicare, Medicaid and many private health insurance policies. Coverage under Medicare and Medicaid is 100%, meaning that the patient and family do not have any cost assigned to them for services provided - as long as their Medicare or Medicaid is active. Coverage varies under private health insurance plans depending on individual policies; however, Harbor Grace Hospice is pleased to have been chosen as an in network, preferred provider for Cigna and Aetna Health Insurance plans. We will provide you with more detailed information regarding your coverage during the referral and admission process.
Medicare and Medicaid pay 100% for expenses related to the terminal illness, including medications, durable medical equipment, medical supplies, respite care and inpatient care. Also included in this hospice benefit are nurse practitioner, nursing and certified nursing assistant services, medical director oversight, social worker and spiritual support, volunteer visits and bereavement follow-up. If a patient does not have coverage from any existing resources, we will assist them and their family in exploring coverage options and resolving financial concerns. Harbor Grace Hospice will not refuse care based on an inability to pay.
Anyone can make a patient referral to the hospice program. The only requirements are for patients to have a limited life expectancy (generally, six months or less) and that curative treatment is no longer being pursued. For as long as a patient remains hospice eligible, we will continue to provide the same level of care, and Medicare, Medicaid and most private insurance policies will continue to pay for hospice services. Some people live longer than originally expected once their pain and symptoms are under control. For however long a patient is with us, we will continue to care for them with dignity, compassion, respect and grace.